Dear Jon

Be Careful of Landmines in Response to ACA

2015 January 06.

Dear Jon,


I have a confession:  We did nothing to comply with health care reform.  We employ more than 150 employees, of which 20 in management are covered by a health plan.  The remaining 130 have always worked full-time.  Our plan is to cut their hours effective January 1, 2015, to ensure that they are not full-time in order to avoid owing an offer of health benefits coverage to these individuals.  Is this allowable?


2015 Employer Mandate Explained

2014 December 04.

Dear Jon,

We have a health benefit plan and are concerned about 2015 and what’s coming down the pipe.  What should we be aware of moving into the New Year?

Vexed in Ventura


Dear Vexed,

It might be helpful to look back before we look forward.  Below is an overview of what’s been enacted and what’s coming in 2015 and beyond.  Please note, the changes described are effective for plan years beginning on or after the date noted.


2015 Employer Mandate Explained

2014 November 01.

Dear Jon,

I know that the health care employer mandate is right around the corner, but I have some lingering questions.  What size employer is subject to pay or play mandate 2015?  How do I know if I’m a large or small employer?  What’s this news about California doing away with waiting periods?  Is there anything else I should know?

— Questions Abound In Truckee Town


2015 Employer Mandate

DEAR JON: Seasonal Worker Status Explained

2014 October 01.

Dear Jon,