Insurance Services

Register Now -- Affordable Care Act Webinar June 10

2015 May 28.

Don’t get behind in tracking the necessary information to fulfill the reporting and compliance requirements of the Affordable Care Act (ACA).

What is IRS Health Care Coverage Reporting?

Under the ACA, large employers are required to offer health care coverage to full time employees or potentially pay a tax. But that is only part of your ACA obligation.

Problems With Your Health Plan? Or Your FLC’s Plan?

2015 May 19.

Are you wondering if your company’s health benefits are in compliance with new Affordable Care Act rules? Do you work with a farm labor contractor (FLC) whose benefits sound a little too good to be true? If you think that doesn’t matter for your business, you should think again. Either way, you need to know how to protect your company and stay in compliance with the law to avoid costly tax penalties.

What To look For

WGAT and Pinnacle Host Cedar Health Open Houses

2015 May 14.

Last month, Western Growers Assurance Trust (WGAT) and Pinnacle Claims Management, Inc (PCMI) cohosted successful open houses for our three Cedar Health and Wellness Centers in Salinas, Watsonville and Santa Maria. The open houses were an opportunity for WGAT and PCMI to showcase the centers as a convenient, lower-cost healthcare option for employers and employees and to highlight the quality healthcare services available.

Using the Monthly Measurement Method to Track Eligibility

2015 May 01.

Dear Jon,

When using the Monthly Measurement Method to track eligibility, may we offer coverage after the month has been processed?  Are we responsible to offer coverage the same month even though we’re unsure of the hours worked by variable hour employees?  Are we responsible for a type of “retro-eligibility,” is there an ACA Guideline, and if so, where can I find this specific guideline?

 

Get the Affordable Care Act Help You Need at FPAA Seminar

2015 April 28.

The Affordable Care Act’s large employer mandate is now in effect, and the options for plan designs that comply with the new laws can be confusing. You need to know:

Work with Farm Labor Contractors? Beware of Non-Compliant Health Plans

2015 April 07.

The Patient Protection and Affordable Care Act’s (ACA) large employer mandate requires employers to offer affordable, qualifying coverage starting this year. As a business person, you have myriad plan options available, and the choices can be confusing. Western Growers is here to help. 

Farm Labor Contractors: Avoid Pitfalls

Cedar Health and Wellness Center Open House -- April 22-24

2015 April 02.

You’re invited!  Make plans now to check out a Cedar Health and Wellness Center near you to see how Cedar can help your employees and dependents.

Cedar Health and Wellness Centers are general and family practices. All WGAT participants ages two and older can go to a Cedar Health and Wellness Center for symptoms of cold and flu, routine physicals, pap smears, immunizations and more.

Participants appreciate Cedar’s cost savings like $5 copayments, plus the personal, bilingual care available to them.

Can Multiple Plans be Offered?

2015 April 01.

Dear Jon,

I have a question about health insurance for our employees:  We had to get a plan for all the employees and we already had a plan in place for our full-time crews.  Can we still maintain those plans for the full-time employees and offer the new employees the new plan?

Multiple Plan Problems in Prunedale

 

Dear MP3,

Can Multiple Plans be Offered?

2015 April 01.

Dear Jon,

I have a question about health insurance for our employees:  We had to get a plan for all the employees and we already had a plan in place for our full-time crews.  Can we still maintain those plans for the full-time employees and offer the new employees the new plan?

Multiple Plan Problems in Prunedale

 

Dear MP3,

WGIS Staff at AgSafe Conference

2015 February 19.

If you're attending the 2015 AgSafe Conference next week, stop by the WGIS booth to find out what's new in workers' compensation, crop insurance, health insurance and more for the agriculture industry.

Ready to learn more today? Visit www.wgis.com or email Greg Nelson.